Welcome to
SCOTT FINANCIAL SERVICES *
Long Term Care and Annuities. Lic. #0504302.
* Also affiliated with BJA Partners.
Full service Insurance Broker
Specializing in a Range of Services
Life Insurance
Reasons for Life Insurance
& to work with S.F.S.
Typically, life insurance is chosen based on the needs and goals of the owner.
More...Disability Insurance
Best Reasons
Income Protection
Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability.
More...Employee Benefits
Benefit Services*
Group Medical Group Dental Group Vision Group Life Group Long Term Disability Retirement plans – 401k and more Voluntary benefits Group Supplemental Life for Employees and Dependents On line enrollment, Customer Blueprint services for advance benefit planning Executive Account Management for each client
More...Health Insurance
Great Reasons
to work with S.F.S.
holds certification as a certified health care reform specialist (CHRS) which designates her as a specialist on the ins and outs of the Affordable Care Act and Covered California.
More...Long-Term Care
Something to Consider
Let S.F.S Explain
Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, personal or adult day care for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision
More...Annuities
Offering You the Best
Sandra Scott always maintains a high standard of excellence and ethics. She is fully licensed to sell (CA Lic.#0504302) life, disability, employee benefits, individual health insurance, long term care and annuities (Fixed Only). She holds certification as a Certified Health Care Reform Specialist (CHRS) which designates her as a specialist on the ins and outs of the Affordable Care Act (ACA) and Covered California.
This allows the client to review options from many insurance carriers. “ Sandra is familiar with many carrier products and many policy types so she can find the best solution for your needs”
Disability Awareness Month
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Scott Financial Services
What is a broker . . . Sandra prefers to get to know the customer first, then will assist in determining your needs to help guide in shopping the full insurance market place on their behalf. Brokers ARE NOT affiliated with any one insurance carrier nor does Sandra receive any support for her business expenses from anyone. She chooses to provide her customers with a full spectrum of options so they may choose plans and prices that fit their budget.
Testimonials
“Sandra has provided my company with benefit support for over 20 years. Her service has always been excellent— thorough, quick, well thought out, and with a personal touch. Her understanding of the market is both broad and deep. I highly recommend her. “
“Sandra Scott is the best Insurance Agent I have worked with. I have a small business and the number of employees has fluctuated from 10 – 20 over time. Sandra always takes the time to listen to what my employees need for Medical/Dental/Vision coverage and then searches the market to find the best insurance Plans that fit our needs. She explains the pros and cons of each of the plans and helps me choose the correct one that benefits our organization. Sandra responds to all our questions in a timely manner and has been a great asset to our organization. I have been using Sandra for our Insurance need for the past 10+ years. She is just excellent and a pleasure to work with. And the proof is: None of my employees has ever complained about Sandra’s service”.
“My husband and I worked with Sandra Scott of …… for our insurance needs. She offers this service free of charge and we do this every 5 years or so and things can change. She was thorough and very caring in her assessment. In the end she suggested we didn’t need more insurance and that we had exactly what we needed in coverage. She represents many of the companies we have in our portfolio so we were confident of her assessment. Her integrity was a breath of fresh air, and we appreciated the time and effort she spent with us and our data. She was also knowledgeable about the different coverage options and explained each one with patience and in language we understood. She left us with all the paperwork to go over in our spare time, this was also helpful and we took the time to review her opinions and our options. Since she has circled back to remind of critical dates of expiration and is always there to answer any questions that come up. We have trust in her ability and have referred her to many of our friends and clients and would suggest her to anyone looking to review their insurance needs. Thanks Sandra, we appreciate your integrity , knowledge and insurance options”
“Sandra is tenacious and caring. She will brainstorm and pursue every option available to assist you and she follows through on all details. Sandra has a warm heart and is a steadfast friend.”
Insurance Offerings
Disability Insurance
Family Health Insurance
Long Term Care
Insurance Types