Welcome to
SCOTT FINANCIAL SERVICES *
Offering Insurance Services throughout San Diego County. Specializing in Life, Health*, Disability, Employee Benefits*,
Long Term Care and Annuities. Lic. #0504302.
* Also affiliated with BJA Partners.
Full service Insurance Broker
Insurance Product Lines - Life, Term, Universal Life & Whole Life | Disability - Personal Income Protection, Business Overhead, Business Disability Buy out | Annuities | Long Term Care | Employee Benefits - Medical, Dental, Vision, Long Term Disability, Retirement, Voluntary Benefits | Individual Health Insurance - Covered California, Alternative Markets. As a broker, Scott Financial Services shops all carriers and all options on behalf of their customers and chooses to establish a client relationship first...
Specializing in a Range of Services
Scott Financial Services has been in business for 42 years and provides all individual life, personal disability, annuity and long term care services. Sandra loves to dig into her clients issues to come up with solutions that both fit their needs as well as their budgets.

Life Insurance

Reasons for Life Insurance

& to work with S.F.S.

Typically, life insurance is chosen based on the needs and goals of the owner.

More...

Disability Insurance

Best Reasons

Income Protection

Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability.

More...

Employee Benefits

Benefit Services*

Group Medical Group Dental Group Vision Group Life Group Long Term Disability Retirement plans – 401k and more Voluntary benefits Group Supplemental Life for Employees and Dependents On line enrollment, Customer Blueprint services for advance benefit planning Executive Account Management for each client

More...

Health Insurance

Great Reasons

to work with S.F.S.

holds certification as a certified health care reform specialist (CHRS) which designates her as a specialist on the ins and outs of the Affordable Care Act and Covered California.

More...

Long-Term Care

Something to Consider

Let S.F.S Explain

Long-term care (LTC) insurance is coverage that provides nursing-home care, home-health care, personal or adult day care for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision

More...

Annuities

Work with Sandra

to setup your Annuities

More...

Offering You the Best

Sandra Scott always maintains a high standard of excellence  and ethics.  She is fully licensed to sell (CA Lic.#0504302) life, disability, employee benefits, individual health insurance, long term care and annuities (Fixed Only).  She holds certification as a Certified Health Care Reform Specialist (CHRS) which designates her as a specialist on the ins and outs of the Affordable Care Act (ACA) and Covered California.

This allows the client to review  options from many insurance carriers. “ Sandra is familiar with many carrier products and many policy types so she can find the best solution for your needs”

Please contact Sandra Scott, so she can help assist you in all your Insurance needs.

Disability Awareness Month

Disability Awareness Month

-Everyone is pretty aware right now of what it would be like to be ill or unable to go to…
Organ Donors Save Lives!

Organ Donors Save Lives!

Why Sign Up to Be an Organ Donor? Organ Transplants are life-saving operations. People on the transplant waiting list are…

Scott Financial Services

What is a broker . . . Sandra prefers to get to know the customer first, then will assist in determining your needs to help guide in shopping the full insurance market place on their behalf. Brokers ARE NOT affiliated with any one insurance carrier nor does Sandra receive any support for her business expenses from anyone. She chooses to provide her customers with a full spectrum of options so they may choose plans and prices that fit their budget.

Testimonials

“Sandra has provided my company with benefit support for over 20 years.  Her service has always been excellent— thorough, quick, well thought out, and with a personal touch.  Her understanding of the market is both broad and deep.  I highly recommend her. “

S. Smith, CEO, Tek84 Inc.
Wednesday, May 20 2020

“Sandra Scott is the best Insurance Agent I have worked with.  I have a small business and the number of employees has fluctuated from 10 – 20 over time. Sandra always takes the time to listen to what my employees need for Medical/Dental/Vision coverage and then searches the market to find the best insurance Plans that fit our needs.  She explains the pros and cons of each of the plans and helps me choose the correct one that benefits our organization. Sandra responds to all our questions in a timely manner and has been a great asset to our organization.   I have been using Sandra for our Insurance need for the past 10+ years.  She is just excellent and a pleasure to work with.  And the proof is: None of my employees has ever complained about Sandra’s service”.

K Lobo - Lobo Solutions
Thurdsay, May 21 2020

“My husband and I worked with Sandra Scott  of ……  for our insurance needs. She offers this service free of charge and we do this every 5 years or so and things can change. She was thorough and very caring in her assessment.  In the end she suggested we didn’t need more insurance and that we had exactly what we needed in coverage. She represents many of the companies we have in our portfolio so we were confident of her assessment.     Her integrity was a breath of fresh air, and we appreciated the time and effort she spent with us and our data. She was also knowledgeable about the different coverage options and explained each one with patience and in language we understood. She left us with all the paperwork to go over in our spare time, this was also helpful and we took the time to review her opinions and our options. Since she has circled back to remind of  critical dates of expiration and is always there to answer any questions that come up.   We have trust in her ability and have referred her to many of our friends and clients  and would suggest her to anyone looking to review their insurance needs.  Thanks Sandra,  we appreciate your integrity , knowledge and insurance options”

M. & R. Bent
Thurdsay, May 21 2020

“Sandra is tenacious and caring. She will brainstorm and pursue every option available to assist you and she follows through on all details. Sandra has a warm heart and is a steadfast friend.”

R. Robinson
Robinson & Wilson, A Law Corporation

Insurance Offerings

dissability-insurance

Disability Insurance

Health.

Family Health Insurance

long-term-care

Long Term Care

insurance-types

Insurance Types

“You don’t have to be rich to live a rich life – to me taking time to prepare and enjoy food at a communal table with the ones you love is the best way to live richly.”
Rachael Ray
Food Personality